Card tricks and manipulations are the most popular and interesting of the audience among all street magic demonstrations. Because incredible and inexplicable things with the simplest props will undoubtedly cause a flurry of emotions.
So, having demonstrated your super-skills in throwing playing cards at a distance, you can move on to the next level. You can throw cards one by one up to the ceiling, and they will, like boomerangs, come back.
Stunt technique
To get the effect of a card "boomerang", the props must be in this position: at one end - with the fingers of the right hand. At the same time, we clamp the object between the thumb and the remaining ones. You can see it in Figure 1.
We capture the card at the right outer corner of the card with the help of the thumb and middle fingers. And the index must be attached to the left corner of the card. The latter becomes the point around which the card will rotate when launched into the air.
From this location, the card can be sent flying by spinning with a special throw.
How to perform such a throw?
The action begins by bending all four fingers so that the lower right corner of the card reaches your inner palm.
With a sharp movement, bend your hand in the opposite direction, straightening your wrist. Release your fingers and send the card up. 
To achieve a boomerang effect, take the card in the position described above and toss it up at an angle of 45 ° (or more).
Do not throw hard, the card should fly away from you at a distance of no more than a couple of meters. When throwing, try to make the twisting action clearer, stronger. 
Start the rotational action the instant before the card is released, not after.
The index finger at the outer right corner of the card is the center of rotation during the launch of the cards with the spin the instant it leaves your hand.
The card, having flown away at a sufficient distance, the card will begin to fall, returning "home" - to your hand. It doesn't fall flat on the floor. This is because the object is always 45 degrees to the floor. 
With the passage of time and hard training, you can reach the fact that boomerang cards will fly into your hand between your thumb and other fingers.
Practice launching the spinning card until you have a clean and accurate throw. Its correct execution will entail an excellent demonstration of your skill in the card business. And the audience will be in awe of such masterful art.
At first, there are likely to be mistakes, inconveniences, and setbacks. But having caught the essence of the trick, the boomerang will be easy for you.
The Boomerang Sovcombank credit card is a unique banking offer that allows you not only to easily pay with borrowed funds in Russia and abroad, but also receive monetary compensation in the form of a refund of part of the funds spent to your account. For this unique feature, this banking product got its name. But the card has many other positive aspects, so its competent use is beneficial for the owner.
Advantages of the Boomerang Sovcombank card
Card payment system - MasterCard, class - premium (Gold). The status of the product indicates the receipt of extended privileges and bonuses, which in itself is an advantage. In addition, the "pluses" from Sovcombank Boomerang are as follows:
- prompt processing and free issuance of a card;
- collection of a minimum of documents;
- credit limit - from 30 to 200 thousand rubles;
- annual service - free of charge if the credit limit exceeds 100 thousand rubles;
- annual service - only 1499 rubles with a credit limit of less than 100 thousand rubles;
- grace period of crediting up to 56 days;
- interest rate - from 24.9% per annum;
- receiving 5% per annum on the balance of own funds at the end of the billing period;
- return of the share of the funds spent monthly;
- provision of an insurance program that includes any risks associated with card fraud;
- free internet banking;
- free SMS notification of all transactions;
- round-the-clock information support via a free hotline.
The amount of cashback from Sovcombank to Boomerang is 10% of the amount of purchases made within the first month from the date of conclusion of the loan agreement. In the following months - 5%. The maximum amount of remuneration is 1.5 thousand rubles for the reporting period. For cashing out credit funds at Sovcombank ATMs, as well as third-party ATMs, a commission of 4.9% of the withdrawn amount is provided.
Conditions and documents for obtaining a Boomerang card
To issue a Boomerang Sovcombank card, standard requirements are imposed on a potential client. You must have Russian citizenship, be between the ages of 20 and 75, and have worked for at least four months at your last job. The conditions for obtaining a Boomerang card from Sovcombank also include the presence of permanent registration in one of the settlements of the Russian Federation for at least 4 months before the date of application for a credit card. At the same time, the potential borrower must live in the region where the bank's branch is located and have a landline phone (work or home).
A mandatory document for obtaining a Boomerang credit card from Sovcombank is a Russian passport. However, in order to increase the chance of approval of the application and issuance of the card on the most favorable terms, it is recommended to provide a second document of your choice:
- international passport;
- military ID;
- driver's license;
- certificate of income in the form of 2-NDFL;
- a certified copy of the work book with a record of the current place of work;
- certificate of receipt of TIN;
- SNILS;
- insurance policy or compulsory medical insurance policy;
- registered plastic cards of other banks;
- military identity card.
How long does it take to receive a Boomerang credit card?
The decision to issue a Boomerang credit card is made within 2-3 working days, after which a message is sent to the client on the phone with approval or rejection of the application. It should be taken into account that the bank has the right to reject the application without giving reasons.
Loan repayment on the Boomerang card
During the grace period, the funds spent can be returned to the account without paying additional interest. The grace period applies not only to payment for goods by card, but also to cash withdrawals. Loan repayment must be made no later than the 20th day of each month. If it is not possible to return all the funds spent, it is enough to make a minimum payment of 10% of the amount spent. Otherwise, for unauthorized debt, the bank charges a fine of 36% per annum.
In order to prevent the delay of the next payment due to forgetfulness, you can always refer to the payment schedule, which is located in the client's personal account. In addition, Sovcombank sends reminder SMS messages a few days before the debt repayment date. It is worth considering that sometimes the payment does not go through immediately, but within a few days, so it is advisable to deposit funds in advance. One of the convenient ways is offered:
- using an Internet bank or a mobile application by transferring from debit cards of Sovcombank or cards of other banks;
- through ATMs or bank cash desks;
- through third-party organizations (the size of the commission is different everywhere);
- transfer in the Russian Post.
Sovcombank offers its customers a Boomerang credit card. It allows you to pay for purchases and return interest from them to the account.
For effective use, you need to know the basic conditions and tariff:
- 29.9% is the minimum interest rate on a credit card.
- 56 - the number of days of the grace period.
- 1499 - the cost of annual maintenance.
- 60,000 is the credit limit.
Sovcombank offers customers to use modern means of payment.The first year is possible free service if there is a deposit, the amount of which exceeds 100 thousand rubles.
Repayment is made monthly:
- in bank branches;
- through terminals;
- online.
Bonuses and discounts
Discounts and benefits are available to users.
- 10% - refund of the total amount of each purchase.
- Insurance - will protect the owners in case of loss or theft of the card.
- 0.5% - category "other purchases".
- 3% - cafes, gas stations, electronics.
- 5% - holiday category.
- 10% - for everything in the first month of use.
Return the cost of purchases with the Boomerang card from Sovcombank. Clients can use information support services.
Card design
It is obligatory to have a passport of the Russian Federation and a permanent residence permit. Income information is optional. Work experience - at least 4 months. Age - from 20 to 75 years. More details on the official website.
Privilege
The main advantage is the program of bonuses and percentage returns.
Pay for goods and services with a Boomerang card and get discounts and bonuses. Also accrue 5% per annum on unspent funds. "Boomerang" pay for purchases in Russia and abroad. With the Sovcombank Boomerang card, the owner will always have money. One can assume expenses without worrying about the lack of funds. The bonus program will be a nice addition to all the other benefits of the card.
Many people use credit cards. Of particular interest are credit cards, which, in addition to the ability to use borrowed funds, provide additional benefits and benefits. These include the Sovcombank card - Boomerang with cashback and interest on the balance.
Boomerang card credit
The product is designed to provide a loan that can be repaid without interest if done during the grace period. Opens and closes within accepted standards.
Credit limit
Under the terms of Sovcombank, the credit limit is assigned individually, according to the characteristics of the client, the chosen direction (in rubles) and does not affect the cost of annual maintenance:
- Up to 45 thousand - according to the Classic package;
- Up to 60 thousand - a package with financial protection (insurance against card fraud);
- Up to 200 thousand - for clients who have a deposit in Sovcombank for 100 thousand rubles or more.
In the first two cases, it is also possible to increase the credit card limit up to 200 thousand, for which it is necessary to submit an appropriate application. Borrowers who have met the following conditions can count on a positive response:
- Using the Boomerang card lasts more than 6 months;
- Turnover per month exceeds 0.5 million rubles;
- A deposit was opened in Sovcombank worth 1 million rubles. or more;
- Delays in repayment were not allowed during the service period.
Interest rates
The grace period for the loan is 56 days. If it is not possible to close the entire amount at this time, a mandatory payment is required:
- 10% of the credit limit - for all clients;
- 5% - for investors.
If the owner has issued a Boomerang card with financial protection, in addition to the cost of annual maintenance, he is obliged to pay insurance premiums. They amount to 0.75% of the current debt and are added to the mandatory payment.
Please note that after payment, interest is applied on the debt - 24.9%. If the borrowed money is received from the credit account in cash in the amount of more than 20% of the credit limit, the rate of 34.9% is applied to the debt.
Failure to pay the minimum payment will result in a 20% penalty. There is also a 36% commission for the occurrence of unauthorized delay.
Cashback and loyalty program
The main advantage of the Boomerang credit card at Sovcombank is the accrual of cashback. It represents a refund of part of the funds spent from the card. According to the terms, in the first month after the issuance of Boomerang, the owner receives back 10% of non-cash expenses. Starting next month, cashback is calculated according to the following rules:
- 3% - for expenses in the selected category. The user selects one of the proposed groups: cafes and restaurants, electronics, pharmacies and health, gas stations and car washes.
- 0.5% - for any purchases;
- 5% - for purchases made on special days: birthday, New Year, March 8 (February 23).
Please note that if own funds are deposited into the account that exceed the limit, a profit of 5% per annum is accrued on them.
Terms of Use and Annual Maintenance
Sovcombank's depositors with over 100,000 rubles in their accounts are offered the card with a free annual service. But if the user refuses the product, and later orders it again, the fee will be charged at the general rates, which is 1499 rubles / year. Validity - 3 years.
Limits and commissions are:
- Cash withdrawal: up to 50% of the credit limit;
- Commission for cash withdrawal: 4.9% (+150 rubles if the withdrawal is made through an ATM of another bank);
- Cash withdrawal from the amount of own funds placed over the limit: free of charge (150 rubles - at a third-party ATM);
- The cost of replenishing the card: free of charge at the ATM of the network, 100 rubles. – at the cash desk (except when the self-service machine is out of order);
- Non-cash debit transactions: 2.9% (excluding payments for utilities).
Credit card processing
To receive the service, the client must meet certain requirements of Sovcombank:
- Citizen of the Russian Federation;
- Registration - from 4 months;
- Age: 20-75 years;
- Employment: from 4 months;
- The place of residence and employment is located in the region of application or near it;
- Landline and cell phone available.
The Boomerang card is issued according to the passport, the annual service is deducted immediately. To increase the likelihood of issuing plastic with better conditions, you can prepare the available documents:
After filling out the application, you need to wait for the decision of the bank. If the answer is positive, the applicant will be invited to issue plastic and sign a service agreement.
