More recently, in order to make the next payment, or find out the balance on the card, you had to go to the nearest branch of Sberbank. Today the range of services is constantly expanding and updating.
Financial organizations are trying to make the service as convenient and profitable as possible. Most banks, including Sberbank, provide their customers with the opportunity to clarify the balance of funds on a plastic card by sending an SMS message from the phone. This service allows you to determine the account balance before making purchases. How to check the account on the card through the phone, let's take a closer look.
How to check the balance of a Sberbank card through 900
A financial institution offers its clients a variety of ways to clarify the balance of a plastic card. You can use the services of a virtual bank. They must first be activated. When activating a mobile bank, you need to study the tariffs.
Today there are:
- Full;
- Economical.
They differ from each other in the size of the monthly fee and the available functionality.
Depending on the type of plastic card and the type of tariff, the monthly subscription fee for using the service ranges from 35 to 70 rubles.
For holders of bank cards gold (gold) and above, the service is provided free of charge.
To activate virtual banking, you will need to access the service.
With the help of these services, you can easily and quickly not only check the status of the account, but also pay for the mobile phone to the desired account. Account information is available at any time, it is updated and synchronized depending on changes in the account. It can be checked using any device: computer, tablet, smartphone.
How to check the balance of a Sberbank card without a mobile bank
If the owner of the bank card does not have any of the aforementioned applications installed, you can use the SMS request service from a mobile phone to 900.
How to check the balance of the Sberbank card through 900:
To see the account balance, you need to send a request with the text: Balance XXXX to the room 900 ... Instead of XXXX, the last 4 digits of the card number are indicated.
These are four numbers, indicated on the front of the plastic card on the right.
Instead of the word Balance, you can write: balance, ostatok, balance 01. Sending a message is paid. The cost of one request is 3 rubles.
In response to the request, a response message comes from number 900.
- Type of payment system of the card;
- The last digits of the card number;
- State of an account;
- How much can be withdrawn from the card.
To use this service successfully, it is necessary that the number from which the SMS request is sent was entered into the bank's database as the cardholder's mobile phone number.
The advantage of this verification method is all availability. You can check the balance via SMS anywhere, even where there is no Internet and poor connection.
How to check the balance of a Sberbank card from another phone number
You can also check the balance of the card through 900 SMS from a phone number that does not belong to the owner of the bank card.
To do this, it must be linked through the user's personal account on the official website of Sberbank.
This service is available to all mobile operators.
It is necessary to open the user's account and in the personal information section indicate the mobile phone number with the code.
Additional ways to find out the balance of the Sberbank card
In addition to mobile and virtual applications, as well as an SMS request to number 900 from a mobile, there are other ways to clarify the balance of a bank card.
- Through a self-service terminal.
You can use the services of the official website of Sberbank, or a terminal at any branch of a financial institution.
To view the account balance, you need to perform the following sequence of actions:
- During a personal visit to a branch of Sberbank.
- in the branch of a financial organization, take a receipt in the electronic queue regulation terminal by selecting the "Help" section;
- a bank employee must present a passport and a plastic card;
- the client will be provided with a printout on paper with information about the state of the account, as well as listing the latest financial transactions.
- With the help of a telephone call to the bank service department.
To communicate with an employee of Sberbank, you need to dial 8 (8 00) 55 55 550. After connecting with the operator, you must provide your passport data, card number and code word. After that, you can ask a question about the state of the balance. The specialist will check the information provided and report the amount on the account.
- Through the Internet.
The Internet is one of the most popular and affordable ways. With its help, you can easily and quickly find out the state of the account without leaving home, provided that you have Internet access, as well as a smartphone, tablet, or laptop.
You need to go to the official website of Sberbank and register on it. To do this, you will need to indicate the mobile phone number and the details of a valid bank card. Then the user will receive a code for the site. Subsequently, they will be required to enter the site, to your personal account and view the balance.
The information on the site is available at any time.
Sberbank is constantly improving the list of services it provides. To make clients of a financial institution comfortable and convenient, the bank offers many ways to clarify the state of the account. Each client who has a valid plastic card of the institution can use any of the possible options. It should be noted that whichever method you choose
If you are a Sberbank cardholder, then you often have a question: what is the balance on my card now? The reason for checking the balance on the bank card may be to clarify the balance of the amount for a future purchase or an attempt to determine the receipt of salary on the account.
You can check the card for the balance of funds in several ways:
- via an ATM or Sberbank terminal (just find the nearest branch of a financial institution)
- by calling the hotline (the function is available around the clock)
- via the Internet (you need to enter or open the application of the same name on your smartphone)
- using a mobile phone (using the service)
The most common way to check a card balance is to check the balance of funds through a bank ATM. We recommend that you use a Sberbank branded ATM to perform the operation, since a commission may be charged for this service at ATMs of third-party banks.
To get started, find the nearest ATM or bank terminal, then insert the card and enter the pin code.
Then select the "Request balance" item in the device menu. Next, the system will offer to display the balance in several ways: by printing the amount of the balance on the check or simply by displaying the requested information on the ATM screen.
Find out the balance of the Sberbank card through a mobile phone
If it is easier for you to execute a USSD request, then use the following combination:
- in tone dialing mode, dial * 900 * 01 # and press the call button
- a message will appear on the screen stating that the request was successfully accepted. After a short period of time, an SMS with information about the card balance will be sent to your phone.
Information on how to find out the balance of a Sberbank card will help to control the expenditure of funds and receipts. There are several ways to clarify information about the balance on the card account. Cardholders independently choose which method is more convenient.
The client of Sberbank can choose from various applications, devices that provide information of varying degrees of completeness.
It is not necessary to be near an ATM or self-service device to receive data on receipts and expenditures on your card. For those who are far from terminals and branches, there are convenient options on how to find out the balance on the Sberbank card.
The presence of a phone will help to request the balance through a call to the call center operator, which provides a round-the-clock information service. To remotely check the amount on the balance, you do not need to visit the savings bank. The call is made from any corner of the country at any time without breaks and weekends.
The hotline of Sberbank of Russia is available at a short number for cell phones 900 or at the free federal number 8-800-555-55-50.
Any of the numbers is absolutely free for the bank's clients.
Since when you call a financial institution, an automatic menu operates, after the user calls, the menu will require you to determine the purpose of the call and the problem. To reduce the waiting time, it is recommended to get an individual client code in advance, by which the system will automatically identify the caller and redirect the call to a specific manager.
A 4-digit code is obtained at a bank branch or through an ATM. Having received an individual number, the bank card holder will be able to constantly use it for prompt communication with the bank manager.
Not every plastic owner has his own individual number. In such cases, follow the instructions in the automatic menu. To clarify questions, you must additionally dial the following combinations on your phone:
- on issues of bank cards - "1";
- if there is a need to clarify the balance of money on the Sberbank card - "1".
To get information automatically, then enter the last 4 characters from the card number. Having given the necessary information about the requested plastic, the answering machine will report the exact amount of the balance available for spending, and if there is a debt, it will inform about the need to make a specific amount of payment.
It is very simple to use this method, even if there is no possibility to use a smartphone or there is no special knowledge in working with technology. For more advanced users of modern mobile devices, there is an even more convenient way to obtain comprehensive information.
If the client has a smartphone, it is possible to connect to the modern service of the mobile application. You can view the balance through the mobile application after downloading it and connecting to it. Working with the mobile application repeats the principles of actions in Internet banking.
The scheme for obtaining information on the balance of funds is as follows:
- Primary user identification.
- When entering through the mobile application of the smartphone, you will need to enter a password.
- On the first tab of the application menu that opens, the balance data will appear.
If the customer has several cards, it will be possible to check the information for each of them through the main menu page. The card checked from the phone needs preliminary binding.
The number of users of modern mobile devices is steadily growing, and the free convenient service was appreciated by the majority of smartphone owners, because in addition to information about the plastic being checked, it became possible to remotely pay bills, control and manage savings, without visiting a branch, ATM and without having access to a computer.
Like working with a mobile application, requesting a balance at Sberbank using the Internet requires an Internet connection. To access Sberbank Online, you must first register and gain access to the system.
You can activate the service after visiting the branch by contacting any free teller and presenting your personal identification document and the card itself.
If you have connected access to your personal account and there is a working mobile bank, information is received within 1-2 minutes.
The algorithm of actions is as follows:
- Authorization in the system through a permanent identifier and password.
- After the message arrives on the linked mobile phone, a one-time password is entered into the field that opens.
- Further, full access to the online payment resource of the bank opens, including information about the card balance. If there are several credit and debit cards, you can find out the data for each of them from the main menu, as well as on the special "Cards" tab.
Working with the online application is completely free, simple and requires only authorization in the system and stable access to the Internet. If you have any difficulties with operations in the application, you can use a visual instruction with screenshots for each step.
Sending SMS to the short number of Sberbank
You do not need to have a smartphone to keep abreast of the balances on the accounts of Visa, Mastercard or Mir cards. For any mobile device, sending a command to check the balance is available, provided that a mobile bank is connected.
If it is not possible to visit the bank's office, you can complete the procedure by calling the hotline.
For those who have connected a mobile bank, in order to check the account on the card, it is enough to send a short text message from the linked number to the short telephone 900. There are several options for entering the text, but the last values must necessarily indicate the last 4 characters from the Sberbank card:
- "BALANCE 1234", where 1234 are the last digits from the plastic number;
- REMAINING 1234;
- or in Latin letters: OSTATOK 1234, BALANS 1234 or BALANCE 1234.
After sending a short command, a message will be received in response with information about the amount stored in the account.
Please note that this option is paid. Obtaining data on the amount by account number in Sberbank costs 3 rubles for each operation.
Information about the balance on the card received through an ATM or terminal reflects the current reliable data without the need for an Internet connection or the use of additional devices and applications.
Since the network of self-service devices and ATMs of the Savings Bank is quite wide, you can easily find the desired terminal in any area of the city, including small settlements. ATMs are located in all major retail chains, centers, office and retail buildings, etc. You can find information about the location of the ATM on the official website of the financial institution.
Proven scheme of actions:
- Insert plastic into the card collector.
- Pass identification using a password.
- The menu that opens will offer to go to the desired section using the balance request link. You can find this button in the window of the terminal or ATM in the upper left part.
- Depending on the desire of the plastic holder, they choose the option of receiving - by displaying the amount on the screen, or getting information on a printed receipt.
This method is convenient for those who often use ATMs or are in the immediate vicinity of them. The procedure is performed free of charge only through Sberbank devices. If you perform a similar procedure through the device of another financial institution, you will be charged according to the established rates.
The method of requesting information on a card through an ATM is often carried out before withdrawing or immediately after depositing funds. Please note that credit card balance information may be displayed with a slight delay if a top-up was made immediately before the transaction.
There are no differences in the methods of checking the balance of a card with a credit limit from Sberbank, but there are nuances of notification.
The following control options are available to the credit card holder:
- Sending SMS to the short number of Sberbank.
- Via a short command if there is a connected mobile bank.
- By calling the bank's hotline.
- Using a computer, through the "Online" application.
- In the mobile app.
- Terminals and ATMs.
Using a convenient application, you can not only find out the balance, but also check for overdue debts or information on the fulfillment of current obligations. The borrower prepares for the connection to the mobile banking and Internet banking at the branch of the financial institution.
The sequence of actions when receiving the balance on the Sberbank card account with a credit limit requires the following actions:
- Go to the official website dedicated to Internet banking services.
- Log in to the system by entering a permanent password and login.
- Enter the one-time security code received on the linked mobile.
- Credit card information will be displayed in the main menu. For more detailed information about the date and amount of payment, you can go to the "Cards" tab.
It is necessary to take into account some peculiarity of processing information about transactions. After the monthly payment is made, the amount is not immediately displayed on the balance of the credit card account. As a rule, information processing and enrollment takes place within a few hours. If you need to find out the balance after making a regular payment, it is recommended to do it after some time.
For those who have activated the SMS notification service about all income and expense transactions, the need to obtain information about the balance is minimal. The phone user will be able to check the balance, receipt or expense of funds at any time by specifying the balance from the last SMS message.
With the development of modern technologies, it has become easier to obtain data regarding the balance of banknotes on the account. Now you can do this using your cell phone. Thanks to the "Mobile Bank" option from "Sberbank", even those persons who use a conventional push-button device can remotely manage the account. One of the functions of the service is to obtain information about the balance of funds. You should figure out how to find out the balance of the card through the "Mobile Bank" "Sberbank".
You can check your account balance without installing a smartphone app. It is also not necessary to have an Internet connection. It is enough to send a written message or a special request to a specific number. Consideration should be given to how to do this.
SMS
The first way is to compose and send a written message. For this, a special number "900" was created. All that a bank client needs to do is enter the command correctly and send it to the specified phone number. The request itself consists of the following elements:
- The word "Balance". It is registered first.
- The last four digits from the plastic carrier number. You must put a space before entering.
It is necessary to indicate the number only if the citizen has several carriers. In the case of linking one card, it is enough to send the word "Balance".
USSD
A simpler method. It is enough to make a request "* 900 * 01 #" in the dialing menu, and then press the call button. The result will be displayed on the screen of the user's device. If there are several cards, the plastic number is added (only the last digits). In this case, the command will look as follows: "* 900 * 01 * 6565 #" ("6565" is the card number).
Other methods
The bank's client has the opportunity to check the balance of the card through the "Mobile Bank" or use other methods. Among the simplest additional methods are calling a hotline number and using an ATM. If you have a smartphone, you can use a special application, if you have access to a personal computer - the official website of the bank.
Support
8-800-555-55-50 is the hotline of a financial institution. You can use it to get information about the account balance. You need to call the specified number, and then select the sequence of commands according to the instructions. You will need a plastic card number. After entering the necessary information, the client will be provided with the information of interest.
The line is multichannel, therefore, several clients are served simultaneously. Calls are free, regardless of location (within the Russian Federation). The phone works around the clock, seven days a week, including during holidays.
"Sberbank Online"
If a bank customer has a personal computer or other device with Internet access, you can use Internet banking. The algorithm of actions is as follows:
- Go to the official website of the bank "sberbank.ru".
- Find the link "Sberbank Online". It is located in the upper right corner of the resource, regardless of the specific page.
- After switching to a new page - enter your username, password and click on the "Login" button.
All plastic media used by the client will be displayed on the main page of the service. You can also see your account balance right there. In the "Cards" tab, the option to view card transactions and request a statement (submitted in the form of a table) are available. The service is free of charge. This applies to both registration in the service (it is allowed to carry out the procedure remotely), and its further use.
Mobile phone application
This option is suitable for citizens who have mobile phones running iOS and Android operating systems. To use it, you need to download the Sberbank Online application from the corresponding official store (depending on the system), and then install it.
Further procedure:
- Open the installed program.
- If the user has never used the application before, go through the authentication procedure. You will need a username and password used to log into Internet banking.
- Enter the access code. Consists of 5 characters. Installed by the user after authentication.
If entered correctly, the device monitor will display information about the cards (payment system, 4 digits of the number) and the balance on them. Other operations can be carried out through the application. It is not recommended to install programs downloaded from third-party resources. They can contain viruses and can be used to steal client funds.
ATM
The traditional way of checking. Using an ATM, you can not only cash out a certain amount, but also find out how much money is left on a particular plastic. To use the method, obviously, you need to find an ATM. However, since Sberbank has an extensive network of ATMs and terminals, problems should not arise.
Algorithm of actions for requesting balance:
- Approach the device.
- Insert the card into a special slot.
- Indicate the access code to it (for security reasons, it is recommended to cover the dial panel with one hand).
- Click on the "Request balance" button.
- Choose a way of issuing information.
The device can display information on the monitor or print a receipt indicating the balance. If there are third parties near the ATM and large amounts are stored on the account, it is recommended to use the second method.
Thus, checking the balance on cards issued by the Sberbank institution is quite simple. There are several methods for doing this. The client can choose the method that suits him best, although the choice also depends on the devices to which the citizen has access.
All methods are free. The exception is SMS. You will have to pay for sending a message to the specified number. The cost of the service is determined not by the bank, but by the mobile operator. Tariffication is carried out in accordance with its tariff plans. Sberbank itself does not charge a fee for the service. It should be remembered that even when checking the balance, bank employees will never ask the user for a PIN code for plastic.
